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13 Best Budgeting Apps like Mint but Better (2021)

In this article, I’m going to give you a significant thing for your life. If you have ever used the Mint app, then that’s great. We will provide you with a great collection of Alternatives for the mint app. So, compare all the apps with their unique features, select the most suitable one for you. People want their finances to be managed properly. They always want their money to be invested and spent productively. But it does not happen ever. That is why you need a financial advisor or a manager to manage all your finances in one place. If you are serious about budget money or making a budget plan, getting some digital help is a solid move.

Mint, which has been around since 2006, is one of the old-timers in financial apps. Many customers are fed up with the Mint app and some of its dissatisfaction features, including synchronisation problems, no reconciliation, lack of investing features, lack of report generation, and poor customer services.

There has never been a better time to check out alternatives to it. We have put together this list of the best budgeting apps you should try out now. Following financial management software have advanced features that make them perform better than the Mint app. Check out these Mint alternatives on this list to find the app that works best for you.


What are the best Mint Alternatives for Budgeting?


1) Google sheet

Google sheet can be used effectively as an expense tracker instead of the Mint budgeting app. There are many reasons why budgeting apps are not always people’s best choice. Budgeting software or personal budget apps each have one thing or another that users find inconvenient. Some do not connect to the users’ banks easily. Some are only mobile apps. Some cost a monthly fee that many users do not want to pay.

Many apps do not track the expenses in the way the customers want them to. So, in such instances, Google Sheet can assist you in creating a customizable expenses tracker. The old-fashioned budget spreadsheets will do precisely what you need them to. You can create as many categories as you want with an excel budget template.

Website Android IOS

2) YNAB

YNAB (short for You Need A Budget) is a similar app like Mint. As the name suggests itself, YNAB helps users create their budget, making it more flexible. Even though the Mint app is focused on tracking your expenses, YNAB’s primary focus is to plan your future spending. It is not a solid investment plan, but you will be directed through your resources instead of just tracking where all your money has gone.

YNAB is an excellent application for users who are interested in zero-based budgeting.

Website Android IOS


3) Personal Capital

Personal Capital is another financial app like Mint. It is entirely free, and it is a web-based application. Personal Capital is one of the best personal budget software in the market but more likely to an investment tool with budgeting features. When comparing with other apps like Mint, Personal Capital may not be the best solution for budgeting. But it has more powerful facilities to track users’ finances, specifically their investments. Thus, Personal Capital is the best choice for investors since it optimizes users’ investment strategy. When comparing Personal Capital vs. Mint, Personal Capital is more reliable. It has excellent investing features, and retirement plans second to none.

Website Android IOS

4) Every Dollar

Every Dollar is another free budget management software that has similar features to Mint. It is one of the best budget software in the market as well. Every Dollar is the best free budget app, while another paid version is named “Every Dollar Plus.” Every Dollar is among the best iPhone apps like Mint. With Every Dollar, you can easily add your monthly income, start your budget, and plan your expenses. It is one of the best expense tracking apps you will ever use. Every Dollar has attractive features like multi-transaction drop, bank syncing, split transactions, and debt reduction tools.

Website Android IOS


5) Goodbudget

Goodbudget is based on the traditional envelope system. You have to allocate your monthly income against a particular expense category. After allocating the money for each category, the customer can easily see how much income is left. So, they can control their spending. The free version of this app allows ten envelopes, while the robust paid version allows more envelopes. It also provides accounts history and several different financial tools.

Unlike most of the budget software, including Mint, Goodbudget does not allow syncing your bank account. Therefore, you have to add account balances, debts, and cash amounts manually.

Website Android IOS

6) Quicken

This app is another best money management app that is used by many business companies. This is one of the most reliable and supportive tools as a budget tracker. Quicken has gained recognition since it is the best budget software that offers a depth and breadth of tools.

With Quicken, you can get a complete financial life picture at a glance in one place. The smart spending tracker assists you in managing your spending and saving your money. Quicken provides you the best budget calculator too.

Website Android IOS

7) PocketGuard

PocketGuard is another excellent app similar to Mint that helps you to manage your expenses. You can link all your financial accounts to it since it provides excellent visibility to your overall financial status. It assists you in many ways, including tracking your income, expenses, savings, bills, and debt within each month. PocketGuard lets the customers know how much money they have in their pocket for day-to-day expenses after all the regular bills and subscriptions are paid. PocketGuard helps the customers keep on the financial straight and narrow. PocketGuard has an app for both Android and iOS devices, and it has a desktop version too.

Website Android IOS


8) NerdWallet

If you have problems such as ‘what price house can I afford,’ then NerdWallet is a great option? They have excellent tools and expert tips for you to select the best financial services and products. They help you cope with significant life events such as buying or building a new house or saving for your retirement. According to NerdWallet, their mission is to ‘provide clarity for all of life’s financial decisions.’

Website Android IOS

9) Albert – Is Albert app legit?

Albert is a full-featured finance monitoring app like Mint. Users are allowed to link all their accounts and track their account balances and net worth. Albert’s smart saving calculation considers users’ upcoming bills, income, recent expenses, and checking account balances. Albert can analyze users’ income and current spending daily and allocate small amounts of money they can safely save. This saving tool is free, and users’ money is secure with this app. Albert Savings’ money is kept in an FDIC insured savings account, which means users do not have to be worried about losing their money. They have their premium version, Albert Genius, that acts as a personal financial advisor.

Website Android IOS


10) Fudget

Fudget is another free budget planner that uncomplicates money management. Fudget is a budget, personal finance, and expense tracking app for saving money. A budget can be complicated and hard to deal with. With Fudget’s simple but useful features, users have experienced it so easily and flexibly.

Users can create an individual budget, monthly, weekly, or daily. Users are free to create a budget around how they spend their money. It also allows you to track money and budget for specific purposes, such as buying a new car or going on a trip. Fudget is free to download.

Android IOS

11) Clarity Money

Clarity Money has a significant feature when it can track your expenses overtime each month, compared to your monthly income. Users can track and cancel subscriptions, automatically add to savings, and track their credit score regularly through their Clarity Money account. Even though it comes with web and mobile versions, it has outstanding features in the mobile version. The mobile version has a user-friendly interface that is easy to navigate.

The app provides a facility to allow and track your subscriptions. Users can conveniently track their expenses at major merchant locations.

Website Android IOS

12) Earnin

Earnin is an application that allows users to borrow money against their paychecks. Earnin is best for users who occasionally require a little amount of extra cash before their next paycheck. There is a balance shield in the Earnin app that helps prevent overdrafts from users’ bank accounts. To use Earnin app, users have to direct deposits to a checking account built up through their income source, most probably their employer, and there should be consistent pay.

This app is available for both Android and iOS users. There are no interests or fees in this app. To use Earnin, you will have to meet their eligibility requirements.

Website Android IOS


 

13) Truebill – Is Truebill better than Mint?

Although both are the best budget software in the market, there are slight differences between them. Truebill has better performance. The main difference between Truebill when compared to Mint is that Truebill reveals all your spending habits while actively helping you make changes. You can track your expenses and trim unnecessary subscriptions, negotiate better rates, and find refunds for fees with Truebill. Truebill allows a wide range of services and a better experience, while Mint mainly focuses on tracking expenses and budgeting. Apart from budgeting, Truebill can show all the subscriptions users pay for and allow you to cancel unnecessary ones simply using the app. Truebill also provides a bill negotiation service.

Website Android IOS

Which app is best for daily expenses?


In this article, we brought you the best expense tracker apps based on their features and tools. We also discussed what their objectives are and what advantages the users get when using these apps. If you are looking to start budgeting and need assistance getting the process moving, YNAB (You Need A Budget) would be a good option for your requirements.


Are apps like Mint safe?


Mint is one of the best budget apps to have if you are concerned about financial management. If you are looking for any apps like Mint that will help you make a budget, you have to be worried about their security. These free apps like Mint allow you to sign up for an account. Then you can link your bank accounts and credit cards by entering your login information. After that process, you can use these budget programs to track your expenses, create saving goals, and get alerts and updates on your costs.

Even though these budget planner apps seem safe, there are things you should consider keeping your personal information and accounts as safe as possible. Always keep in touch with the relevant security updates that each online budget software provides. If the developers find a loophole in their product and modify them, having an updated version is the best option. It is better to set up a separate email address to sign up for these personal finance apps. Do not forget to update your bank and credit card passwords. Whether or not you are using a finance app, it is better to change your passwords regularly.


Does Google have a budget app? 


Google has come up with a budgeting feature in Google Play Store where Android users can set up a maximum amount on how much they want to spend on digital content for a particular month. This appeals to premium applications, movies, games, TV shows, eBooks, music, you name it. As you reach the budget limit of each month, you will receive an alert that you are about to exceed the limit or have exceeded it already. It will never stop purchases.

To access this feature, you need to visit the Play Store from your Android device and select the left-side menu. In the “Account” section, choose the “Purchase History” tab. Then you can select the “Set budget” option and set a budget by entering the amount you wish to spend each month. The set amount can be adjusted or removed entirely after saving. There you will be able to see all your purchasing records too. Monthly budget history is tracked in users’ Google account and is automatically removed each year.


What is the best free budget app?


When you search for budgeting apps free, you will find there are many apps in the market. Different apps focus on different features. So, it is better to take time and prioritize what you seek in such an app. As a free financial management software, PocketGuard does a great job. It mainly focuses on managing your expenditure.


What is the best free app for tracking expenses?


To manage personal finances effectively, you have to manage your income and expenses properly. For that tracking, all your expenses is a must. Suppose all your expenses are managed and tracked well. In that case, you will work within your budget, which ultimately allows you to live within your means. Personal Capital is a free budget app that can successfully track and categorize all your credit and debit card expenses. In its free financial dashboard, you are given a cash flow and a budgeting analyzer. In the paid wealth management option, an investment management option is provided.


What are the best apps like Mint in India? 


There are some best financial apps in India. Walnut Expense Tracking App, Qykly Daily Expense Manager, mTracker, ET Money, Money View, and Chillr are some of the best finance apps that can be seen in India. Suppose you are struggling with creating a budget and tracking your expenses. In that case, these are the best options similar to the Mint budget planning app. These budget apps assist you in budgeting, tracking expenses, monitoring credit and invoices.


What are the best apps like Mint Canada?


According to the 2019 Canadian Financial Capability Survey (CFCS), Canadians who regularly manage their financial accounts can keep up with their financial obligations and expend within their monthly income. If you’re unsure about creating a budget, there are several free budget apps out there to make it easier. Mint has been on the top lists, but now there are many personal finance apps like Mint which are better in performance. All the apps mentioned above work as well as money manager apps. There are finance management apps, including Wallet, Wally, Spendee, Smart Receipt, and PocketSmith.


Summary

There are plenty of spending tracker apps, budget makers, and budgeting tools available in the market. In this article, we have listed out other apps like Mint. Each money management app or financial software has a different set of features. Some budget tools are similar to each other.

Above mentioned Mint alternatives have developed advanced features that makes them perform even better than Mint. It is better to try out a few different apps before you stick to one app. They will help you understand where your money is going, set savings goals, and track your progress.


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